Are the AML/CTF Rules 2025 the current rules?

The reformed Rules made for the amended Act are the ones in force; check the Federal Register of Legislation for the current compilation and AUSTRAC for guidance on applying them.

Enrolment opened on 31 March 2026, and the reformed rules commenced for existing reporting entities

31 March 2026 was the first operative date of the Amendment Act 2024. Two things happened: enrolment opened early for Tranche 2 businesses, and the modernised obligations commenced for banks, remitters, casinos and other existing reporting entities.

For Tranche 2 businesses

Early enrolment let firms get their AUSTRAC Online access, compliance officer and program in place before obligations commenced on 1 July. Firms that enrolled early still had to be ready to apply due diligence and reporting from 1 July.

For existing reporting entities

A single AML/CTF program structure built on a risk assessment and policies replaced the old Part A and Part B.
Updated customer due diligence rules, including changes to when initial due diligence must be completed.
A reformed tipping-off offence focused on disclosures that would prejudice an investigation.
New obligations for virtual asset service providers and changes to the travel rule for value transfers.

Why it matters to small firms

The rules that Tranche 2 firms follow are the reformed ones. Guidance or templates written for the pre-2026 regime, including the Part A/Part B structure, are out of date.

Questions people ask

Are the AML/CTF Rules 2025 the current rules?: The reformed Rules made for the amended Act are the ones in force; check the Federal Register of Legislation for the current compilation and AUSTRAC for guidance on applying them.